This morning I spent a fair amount of time getting up to speed on our credit card debt. Between us we have 3 cards all of which we went over the limit on some time ago. Not a fact I'm at all proud of, we took them out when times were rather more secure, then used them as a 'lifeline' when they weren't. Ah well, no use crying over spilt milk.
Having checked up on all 3 balances, I've decided to take a leaf out of Frugal Queen's book. I'm hoping to pay more money towards the smallest one first while still paying the agreed amount on the other two. Then I can snowball onto the next smallest, paying the agreed sum plus what I was paying on the first, then snowball those amounts onto the third.
Well that's the theory, there's never much left at the end of the month, but it's got to be worth a try!
Oh, and Malcolm gave Sam a haircut - a number 2 all over - with his hair grooming kit, saving him £6-£10. I bought Malcolm the kit a few years ago and it's saved him a small fortune by now.